Resource: MicroCity Load Fund

The MicroCity Loan Fund is one of two loan funds that make up the Cincinnati Small Business Loan Fund. The MicroCity fund provides loans to small businesses in amounts up to $35,000 for fixed assets and working capital. The purpose of the  MicroCity Fund is to encourage expansion and increase the capacity of small businesses by providing “gap” debt financing and access to technical assistance. Funding is available to successful growing or emerging small businesses that meet our underwriting requirements and are located within the City of Cincinnati. The loan fund is designed to: • To facilitate growth and retention of small businesses. • To promote job creation and retention. • Enhance access to capital The maximum loan amount is $35,000. Eligible Companies: For profit businesses with five or fewer employees that have adequate historic or projected cash flow to repay the debt. The owner may be one of the employees.